A year’s worth of shopping for most of us will typically include at least one gadget, clothes, and accessories for work and play, groceries, travel, maybe an appliance for the home, and a couple of gifts from one or several of the categories above. We might additionally spend on entertainment and dining out. Given that vast amounts of our hard-earned money is often devoted to shopping, discounts are more than welcome. Lightening the burden of expense gives people more money to spend, or alternatively, some money to invest.
Credit cards gaining popularity
People are no longer opting for credit cards simply out of a need for credit. The increased uptake for credit cards today can often be attributed to a need for convenience, and to the attractive benefits that are up for grabs. People want to have their cake and eat it too, or in other words, shop like there is no tomorrow, while also retaining some amount of savings for the proverbial tomorrow.
The Bajaj Finserv RBL Bank SuperCard is one of the best credit cards to opt for if your goal is to reduce your shopping bills without having to cut back on buying what your heart desires. We’re not asking you to believe that it is the best credit card for online shopping without proof either. Here is a list of the shopping benefits Bajaj Finserv RBL Credit Card offers to the cardholders.
- As you step in the door and become a member, you unlock a welcome benefit. This comes as an Rs. 500 cashback on your first spend of Rs. 2000, provided the purchase is made within 30 days of obtaining your Bajaj Finserv RBL Credit Card.
- For every Rs. 100,000 spent, members automatically get an Rs. 1000 cashback.
- On grocery bills — a monthly expense for most of us — Bajaj Finserv RBL Credit Cardholders get 5 percent off.
- Exclusive offers and discounts in collaboration with partner stores are frequently extended to Bajaj Finserv RBL Credit Card members.
- Big-ticket online shopping purchases like appliances, smartphones, laptops and more, can be enjoyed stress-free. Members can enjoy these items right away without worrying about the price tag. They can pay for the items purchased at No Cost EMIs. Flexible tenors allow for payments to be paced according to one’s monthly earnings.
The list cited above — although extensive — comprises just the online shopping benefits extended by the Bajaj Finserv RBL Credit Card. However, logically, a credit card should offer you benefits over and above those linked to online shopping.
That’s what makes the Bajaj Finserv RBL Credit Card so special. Besides being the best credit card for online shopping, the Bajaj Finserv RBL Bank SuperCard gives its members a bouquet of other conveniences and benefits. For example, cardholders can go ahead and use their Bajaj Finserv RBL Credit Card to withdraw cash from ATMs.
The card also allows members access to a personal loan. This is a huge convenience in case of an emergency. Big shoppers will be happy to know that they need not stash away some savings in case of an emergency. And big savers will be just as happy to note that they can put aside all leftover capital in potentially lucrative investments.
Members can also save up to Rs. 1000 per month because of the fuel surcharge waiver, a very popular benefit that comes with the Bajaj Finserv RBL Credit Card. We’re all big fans of travel with our hectic schedules that demand a break every now and then. Frequent travelers can surely benefit from complimentary lounge access that comes with the card.
What’s best is that the card can be applied online and can be instantly activated. The application process is simple and straightforward. All one needs to do is submit proof of identity and proof of address, along with passport-size photographs, and proof of income.